Arihant

Report A

(Amount Rs. in Lakhs)
Particulars Proposed Charges (w.e.f 01st July 2018)
1. CHEQUE RETURN CHARGES
I/w Chq. Return Charges Rs. 150/- or 15% of Cheque Amt. p.d. with maximum cap of Rs. 500/- whichever is Higher + GST
O/w Chq. Return Charges Rs.75/- + GST
ECS Debit Return Charges Rs.75/- + GST
ECS Credit Return Charges Rs. 150/- or 15% of Cheque Amt. p.d. with maximum cap of Rs. 500/- whichever is Higher + GST
ACH DR / CR Return Charges Rs. 150/- or 15% of Cheque Amt. p.d. with maximum cap of Rs. 500/- whichever is Higher + GST
ABPS DR / CR Return Charges Rs. 150/- or 15% of Cheque Amt. p.d. with maximum cap of Rs. 500/- whichever is Higher + GST
2. CHEQUE BOOK CHARGES
Particulars Proposed Charges
Saving A/c's Cheque book Rs. 1.50 per Cheque after utilisation of 50 Cheques p.a.+ GST
Current, C.C & OD A/c's Cheque book Rs.2.50 per Cheque + GST
3. PAY-ORDER CHARGES (by Cheque) :
Particulars Proposed Charges
Up To Rs. 5,000/- Rs.35/- + GST
Above Rs. 5,000/- to Rs. 10,000/- Rs.50/- + GST
Above Rs. 10,000/- Rs. 100/- or 0.25% of amount, whichever is higher with maximum cap of Rs. 1000 + GST
4. DEMAND DRAFTS (HDFC BANK) CHARGES (by Cheque) :
Particulars Proposed Charges
Up To Rs. 5,000/- Rs.35/- + GST
Above Rs. 5,000/- to Rs. 10,000/- Rs.35/- + GST
Above Rs. 10,000/- to Rs. 1 lac Rs. 100/- or 0.25% of amount, whichever is higher
Above Rs. 1 lacs 0.25% of amount, whichever is higher with maximum cap of Rs. 1000 + GST
DD/PO By Cash below Rs. 50,000/- only (In case of Cancellation refund will not be made in cash)
Upto Rs.10,000/- Rs.100/- + GST
Rs.10,000/- to Rs.49,000/- Rs.150/- + GST
If party deposited Cash in their A/c and requires DD/PO on same day. Rs.2.00 per 1000 + GST
5. RTGS/NEFT, IMPS & TAX REMITTANCE CHARGES
Particulars Proposed Charges
Upto Rs. 2 lacs Rs.25/- + GST
Above Rs. 2 lacs Rs.50/- + GST
To avail concession in the above charges party has to maintain an average credit balance of Rs. 2.00 lacs in the account.
Tax Remittance (Per Transaction) Rs.75/- + GST
IMPS - Credit Nil
IMPS – Debit (upto Rs. 25,000/-) Rs. 5/- + GST
6. FIBC Charges:
Particulars Proposed Charges
FIBC Actual Charges Debited by HDFC Bank + Our Charges – 100% of HDFC Actual Charges
Above Rs. 2 lacs Rs.50/- + GST
7. IBC/OBC Charges:
Particulars Proposed Charges
Upto Rs 10,000/- Rs.100/- + GST
+ DD Comm+Postage Chrgs
Above Rs 10,000/- Rs.150/- + GST
+ DD Comm+Postage Chrgs
8 OTHER MISCELLENIOUS CHARGES :
Particulars Proposed Charges
Folio Charges (½ Yearly) Rs. 10/- per Page + GST
Stop Payment Charges (SB A/c's) Rs. 100/- + GST per instrument, with maximum cap of Rs. 1000/-
Stop Pmt.Charges of Cheques other than SB / DD / PO Rs. 150/- + GST per instrument, with maximum cap of Rs. 1500/-
Stop Payment Revocation Charges Rs. 200/- + GST per instrument, with maximum cap of Rs. 1500/-
Cash Deposit Charges To be discussed
Late Cash Deposit Rs. 100/- + GST per Transaction
* Minimum Balance – SB A/c's Rs. 25/- + GST per Month
* Minimum Balance – CA Rs. 100/- + GST per Month
A/c Close Charges – SB A/c's Rs.100/- + GST
A/c Close Charges – CA A/c's Rs 200/- + GST
A/c Close Charges – CC/OD A/c's Rs. 200/- + GST
Duplicate Statement Charges Rs. 20/- per Page + GST
Duplicate Pass Book Charges Rs. 50/- + GST
Addition/Deletion of name in A/c's Rs. 50/- + GST
Duplicate Debit Card Charges Rs. 200/- + GST
Duplicate PIN for Debit Card Charges Rs. 60/- Incl. of GST
SMS Charges
At the beginning of every Qtr.
Rs. 15/- + GST
Share Transfer Charges Rs. 150/- + GST
Duplicate Share Certificate Chrgs
a. Upto Share holding of 100 Shares Rs. 50/- + GST
b. Above Share Holding of 100 Shares Rs. 50/- + GST
Signature Verification Charges Rs. 75/- + GST
Mandate Signature Verification Charges Rs. 75/- + GST
Certificate Charges Rs. 75/- + GST
Charges for Bills drawn against LC Rs. 1400/- + GST
ATM AMC Charges Rs. 200/- + GST
LOAN PROCESSING CHARGES
Particulars Proposed Charges (w.e.f 01st July 2018)
For C.C (Hyp), Mortgage OD (Fresh/Adhoc)
Upto Rs.25,000/- Rs.150/- + GST
Rs.25000/- to Rs.2 lacs Rs.750/- + GST
Above Rs.2 lacs to Rs.10 lacs 0.50 % + GST
Above Rs.10 lacs to Rs. 1.00 Crore 0.75% with maximum of
Rs.75,000/- + GST
Above Rs. 1.00 Crore 0.50% with maximum of Rs.75,000/- + GST
For LAP Policy 0.50% of limit with maximum cap of Rs. 25,000/- + GST
Renewal of Existing Facilities 0.50% of limit with maximum cap of Rs.2.00 lacs + GST
For Term Loans : Rs. 250/- or 1% of limit, whichever is higher with maximum cap of Rs. 2.00 lacs + GST
For Education Loan :
Studies in India
a) Upto Rs. 5.00 lacs Rs.500/- + GST
b) Above Rs. 5.00 lacs Rs.500/- + GST
Studies Abroad
a) Upto Rs. 5.00 lacs 0.75% + GST
b) Above Rs. 5.00 lacs 0.75% + GST
Gold Loan (OD/TL) Rs 750/- + GST
Loan Against LIC/NSC/KVP/IVP/RBI Bond (Fresh/Enhancement)
For Term Loans Rs.150/- + GST
For OD Limit Rs.150/- + GST
Branches to collect processing charges alongh with application of Fresh proposal
Upto Rs.1 lacs Rs.100/- + GST
Above Rs.1 lacs to Rs.2 lacs Rs.600/- + GST
Above Rs.2 lacs to Rs.5 lacs Rs.1200/- + GST
Above Rs.5 lacs to Rs.10 lacs Rs.2000/- + GST
Above Rs.10 lacs to Rs. 15 lacs 0.50% of limit + GST
Above Rs. 15 lacs 0.50% of limit with maximum cap of Rs. 25,000/- + GST
These charges collected while forwarding the proposal to Head Office are refundable by 50% if the proposal is declined & Non-Refundable if the applicant do not wish to avail the limit for any reason.
VETTING DOCUMENTS :
Particulars Proposed Charges
Vetting of Documents Rs.1500 + GST per loan a/c (irrespective of amt of loan)
Documents for all Loans/Advances to be vetted except those against Bank's own deposit/LIC/NSC/KVP/IVP/RBI Bond etc.
TRADE CERTIFICATE CHARGES :
Particulars Proposed Charges
For Vehicle Loans Rs.750/- + GST
Cash Deposit Charges To be discussed
12. INSPECTION CHARGES :
Particulars Proposed Charges
Limit upto Rs.25,000/- Rs.150/- + GST
Above Limit Rs.25,000 to Rs.2 lacs Rs.800/- + GST
Above Limit Rs.2 lacs to Rs.10 lacs Rs.1000/- + GST
Above Limit Rs.10 lacs Rs.1500/- + GST
Conveyance charges, if any to be added along with the above Inspection Charges.
MORTGAGE CHARGES PREPARED BY ADVOCATE :
Particulars Proposed Charges
Extension of Mortgage to existing Loan Rs.2500/- + GST
Handling Chrgs for submitting letter of Intimation of Mortgage to Reg. Office Rs.1000/- + GST
NOTICE OF DEFAULTERS :
Particulars Proposed Charges
Notice by Branch Actual Postage Charges + Out of Pocket Charges
Legal Notice by Advocate Actual Postage Charges + Out of Pocket Charges
SOLVENCY CERTIFICATE CHARGES :
Particulars Proposed Charges
Upto Rs.5 lacs Rs.550/- + GST
Above Rs.5 lacs to Rs.10 lacs Rs.1500/- + GST
Above Rs.10 lacs to Rs.50 lacs Rs.2000/- + GST
Above Rs.50 lacs Rs.2500/- + GST
BANK GUARANTEE COMMISSION - Our Bank's BG (Only Financial BG's)
Particulars Proposed Charges
BG with 100% Margin 1% + GST p.a. + Handling Charges of Rs. 50/-
BG with less than 100% Margin 4% + GST p.a. + Handling Charges of Rs. 50/-
To be charged annually. If period is less, same to be treated as a Quarter.
(i.e : If BG is for 6 Mths, to be charged for 2 Qtrs & if BG is for 7 Mths, to be charged for 3 Qtrs)
Please refer to HO Letter Ref. No. HO\ADV\2016-17\481, dated 24.01.2016 for BG issued from BOB, Bhandup Branch.
ASSIGNMENT OF LIC POLICY/NSC/KVP/IVP/RBI BOND
Particulars Proposed Charges
LIC Assignment Rs.100/- + GST per policy plus Postage/Conveyance
LIC Reassignment Rs.100/- + GST per policy plus Postage/Conveyance
NSC/KVP/IVP/RBI BOND Rs.50/- + GST per policy plus Postage/Conveyance
CIBIL Charges
Consumer Data Rs. 250/- + GST
Commercial Data Rs. 1500/- + GST
CRESAI Charges
CERSAI Charges Rs. 500/- + GST

Incase violation of minimum balance in saving and current accounts system will charge fix amount (mentioned above) for default cases in next consecutive of month.