Arihant Bank facilitates Aadhaar Payment Bridge System (APBS), which is utilized for credit transactions related to government or government agency disbursements. APBS serves the objectives set by the Government of India (GOI) and the Reserve Bank of India (RBI) to promote financial inclusion through the use of Aadhaar numbers in processing government disbursements.The implementation of APBS enables the electronic transfer of retail payments, providing several benefits to customers.Firstly, it eliminates the need for multiple bank accounts for different schemes, streamlining the disbursement process. Additionally, it offers a faster channel for receiving all welfare payments directly, without any intermediaries.

The availability of micro-ATMs in villages helps save bank trips, reducing both opportunity costs and access barriers. This, in turn, encourages greater usage of the formal banking system for managing savings and borrowing. The online and interoperable architecture of Aadhaar Enabled Payment System (AEPS) ensures anytime-anywhere access to bank accounts, enhancing convenience and accessibility for customers.

Through its support of APBS, Arihant Bank contributes to the advancement of financial inclusion and the promotion of efficient and secure disbursement processes, leveraging the power of Aadhaar numbers and digital technologies.

Aadhar Enabled Payment System (AEPS)?

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  • If you do not have an account with us and have an Aadhar Card.

    You can open an Aadhar Enabled Account with us by submitting your AADHAR number and a mandate.

  • If you already have your AADHAR Card then how to get your AADHAR number linked to your Bank account?

    If you already have a AADHAR card you have to fill up a prescribed mandate form and submit photo copy of your AADHAR card to the bank for linkage.

  • If you don’t have the AADHAR Card and you are the account holder of our Bank , then what is the process to get your card linked to your account?

    When you are applying for an AADHAR Card you can mention our Banks 15 digit account number in the Aadhar Card Application Form.

  • What is in mandate Form?

    You need to provide your 12 Digit your Bank Account number, 12 Digit Aadhar number, your mobile number, your email id and self attested photo copy of the Aadhar Card. • After Linking your Account with Aadhar Number You only need to inform your Aadhar Number and ...