Report A
(Amount Rs. in Lakhs)
| Particulars | Charges (w.e.f 01st July 2024) |
|---|---|
| A. CHEQUE RETURN CHARGES | |
| 1.I/w Chq. Return Charges | Savinga/c: Rs250/- per instrument Current/CC/OD/Loan A/c:Rs.500/- per instrument. |
| 2.O/w Chq. Return Charges | Saving a/c Rs.100/-per instrument Current/CC/OD/Loan A/c :Rs.200/- per instrument |
| 3.ECS Debit Return Charges | Facility Discontinued |
| 4.ECS Credit Return Charges | Facility Discontinued |
| 5.ACH DR / CR Return Charges | Rs. 150/- |
| 6.ABPS DR / CR Return Charges | Rs. 150/- |
| B. CHEQUE BOOK CHARGES | |
| Particulars | Charges |
| 1.Saving A/c's Cheque book | Rs.2/-per Cheque Leaf |
| 2.Current, C.C & OD A/c's Cheque book | Rs.5/- per Cheque Leaf |
| C. PAY-ORDER CHARGES (by Cheque) : | |
| Particulars | Charges |
| 1.Up To Rs. 5,000/- | Rs.100/- |
| 2.Above Rs. 5,000/- to Rs. 10,000/- | Rs.100/- |
| 3.Above Rs. 10,000/- to Rs.1 lac | Rs. 100/- or 0.25% of amount, whichever is higher with maximum cap of Rs. 1000 |
| D. DEMAND DRAFTS (HDFC BANK) CHARGES (by Cheque) : | |
| Particulars | Charges |
| 1.Up To Rs. 5,000/- | Rs.100/- |
| 2.Above Rs. 5,000/- to Rs. 10,000/- | Rs.100/- |
| 3.Above Rs. 10,000/- to Rs. 1 lac | Rs. 100/- |
| 4.Above Rs. 1 lacs | Rs.100/- or 0.25% of amount, whichever is higher with maximum cap of Rs. 1000 |
| E. DD/PO By Cash below Rs. 50,000/- only (In case of Cancellation refund will not be made in cash) | |
| 1.Upto Rs.10,000/- | Rs.100/- |
| 2.Rs.10,000/- to Rs.49,000/- | Rs.200/- |
| 3.If party deposited Cash in their A/c and requires DD/PO on same day. | Rs.300/- |
| 3.Cancellation Charges | PO Cancellation Charges:RS.100/-DD Cancellation Charges:Rs.500/- |
| F. OUTWARD RTGS/NEFT, IMPS & TAX REMITTANCE CHARGES | |
| Particulars | Charges |
| 1.NEFT: upto Rs. 10,000/- | Rs.2.50 |
| 2.NEFT :Above Rs.10000/- Upto Rs. 1.00 lacs | Rs.5/- |
| 3.NEFT: Above Rs.1.00 lacs upto Rs.2.00 lacs | Rs.15/- |
| 4.NEFT Above Rs.2.00 lacs | Rs.25/- |
| 5.RTGS:Above Rs.2.00 lacs Upto Rs.5.00 lacs | Rs.25/- |
| 6.RTGS: Above Rs.5.00 lacs | Rs.50/- |
| 7.Tax Remittance (Per Transaction) | Rs.100/- |
| 8.IMPS - Credit | Nil |
| 9.IMPS – Debit (upto Rs. 20,000/-) | Rs. 10/- | 10.IMPS – Debit (above Rs.20,000/- to Rs.2.00 Lacs.) | Rs. 20/- | 11.IMPS – Debit (above Rs.2.00 lacs/- to Rs.5.00 lacs/-) | Rs. 30/- |
| G. FIBC Charges: | |
| Particulars | Charges |
| 1.FIBC | Actual Charges Debited by HDFC Bank + Our Charges – 100% of HDFC Actual Charges |
| H. IBC/OBC Charges: | |
| Particulars | Charges |
| Upto Rs 10,000/- | Rs.250/- + DD Comm+Postage Chrgs |
| Above Rs 10,000/- | Rs.500/- + DD Comm+Postage Chrgs |
| I. OTHER MISCELLENIOUS CHARGES : | |
| Particulars | Charges |
| 1.Folio Charges Half Yearly basis | *Rs.25/- per Page |
| 2.Stop Payment Charges (SB A/c's) | Rs. 250/- and in case of entire Chq book with Maximum cap of Rs.1500/- |
| 3.Stop Pmt.Charges of Cheques other than SB / DD / PO | Rs. 500/- and in case of entire chq book with maximum cap of Rs.1500/-. |
| 4.Stop Payment Revocation Charges | Rs. 500/- per instrument. |
| 5.Cash Handling Charges(Free Limit) | Saving Account:Upto Rs.2 lacs per day Current Account:Upto Rs.9 lacs per day CC/OD/TL:Upto Rs.5.00 lacs per day |
6.Cash Deposit beyond free Limt | Rs.2/- per Rs.1000/-,subject to minimum Rs. 50/- |
| 7.Late Cash Deposit | Rs. 500/- | 8.Change in Operating instructions | One change free in a FY and for additional change Rs.500/- |
| 9.Monthly Average Balance to be Maintained in Saving Account | For Non Cheque Book FacilityRs.500/- With Cheque book Facility :Rs.1000/- | 10.Charges for Non-Maintenance of Minimum Balance in Saving Account | Rs.25/- per month/- |
| 11.Monthly Ave.Balance to be maintained in CA A/c | Rs. 5000/- | 12.Charges for NON - Maintenance of Minimum Balance in CA Account | Rs. 500/- |
| 13.A/c Close Charges for Saving Account | Closed before 1 year-Rs.300/-Closed after 1 yr to 2 year-Rs.200/- Closed after 2 yrto 3 year- Rs.100/- Closed after 3 years-Rs.50 |
| 14.A/c Close Charges – CA /CC/OD Accounts | Closed before 1 year-Rs.1000/- Closed after 1 yr to 2 year- Rs.750/- Closed after 2 yr to 3 year Rs.500/- Closed after 3 years- Rs.250/- |
| 15.Duplicate Statement Charges | Vide Mail-Rs.50/-per page, Vide hard Copy Print: Rs.100/-per page or part there of. |
| 16.Duplicate Pass Book Charges | Rs.200/- |
| 17.Addition/Deletion of name in A/c's | Rs. 100/- |
| 18.Duplicate Debit Card Charges | Rs. 200/- |
| 19.Duplicate PIN for Debit Card Charges | Rs. 200/- (No charge for green pin) |
| 20.Annual Maintanance of Debit Card | Rs. 200/- (1st Year Free) | 21.SMS Charges At the beginning of every Qtr. |
Saving Account:Rs.25/- on Quarterly basis CA/CC/OD/TL Accounts: Rs.50/- (Quaterly basis) |
| 22.Share Transfer Charges | Rs. 250/- |
| 23.Duplicate Share Certificate Chrgs | |
| a. Upto Share holding of 100 Shares | Rs. 250/- |
| b. Above Share Holding of 100 Shares | Rs. 500/- |
| 24.Signature Verification Charges | Rs. 250/- |
| 25.Mandate Signature Verification Charges | Rs. 250/- |
| 26.Certificate Charges (All Type) | Rs. 500/- |
| 27.Photo Copy of Cheque Issued | Rs.500/- |
| 28.Charges for Bills drawn against LC | Rs.1500/- |
Incase violation of minimum balance in saving and current accounts system will charge fix amount (mentioned above) for default cases in next consecutive of month.
| A.LOAN PROCESSING CHARGES | |
|---|---|
| Particulars | Charges (w.e.f 10th July 2024) |
| Loan processing charges will be taken as per the loan scheme and sanctioned Terms. | |
| These charges collected while forwarding the proposal to Head Office. In case of sanctioned proposals,branches are advised to take normal processing chrages after excluding the above charges already collected. Processing Charges are for one year.If the account is reviewed /enhanced after 3 months from the date oflimit expiry,then the charges to be collected for 15 months proportionely. |
|
| B.VETTING CHARGES: | |
| Particulars | Charges |
| 1.Documents for all Loans/Advances to be vetted except those against Bank's own deposit/LIC/NSC/KVP/IVP/RBI Bond etc | Limit upto Rs.25 Lacs (In-House): Rs.1000 Limit above Rs.25lacs:Rs.500/-+ Conveyance + Out of pocket + Advocate Charges,if any. |
C.TRADE CERTIFICATE CHARGES :| Rs100/
|
|
| Particulars | Charges |
| 1.For Two Wheeler Loans | Rs.100/- |
| For 2.Private Four Wheeler Loans | Rs.300/- | 3.For All Commercial Vehicle Loans | Rs.500/- |
| D. INSPECTION CHARGES : | |
| Particulars | Charges |
| 1.Limit upto Rs.25,000/- | For Retail Loan:Only Conveyance Charges For Commercial Loans: NIL + Conveyance charges |
| 2.Above Limit Rs.25,000 to Rs.2 lacs | Rs.800/- |
| 3.Above Limit Rs.2 lacs to Rs.10 lacs | Rs.1000/- |
| 4.Above Limit Rs.10 lacs | Rs.1500/- |
| F.MORTGAGE CHARGES PREPARED BY ADVOCATE : | |
| Particulars | Proposed Charges |
| 1.Extension of Mortgage to existing Loan | Rs.1500/- +Conveyance + out of Pocket+ Advocate Charges if any |
| 2.Handling Chrgs for submitting letter of Intimation of Mortgage to Reg. Office | Rs.1500/- +Conveyance + Out of Pocket + Advocate Charges if any |
| G.NOTICE OF DEFAULTERS : | |
| Particulars | Charges |
| 1.Notice by Branch | Rs.500/-+Actual Postage Charges + Out of Pocket Charges+Advocate Chrgs |
| 2.Legal Notice by Advocate | Rs.500/-+Actual Postage Charges + Out of Pocket Charges+Advocate Chrgs |
| H SOLVENCY CERTIFICATE CHARGES : | |
| Particulars | Charges |
| 1.Upto Rs.5 lacs | Rs.2500/- |
| 2.Above Rs.5 lacs to Rs.10 lacs | Rs.5000/- |
| 3.Above Rs.10 lacs to Rs.50 lacs | Rs.7500/- |
| 4.Above Rs.50 lacs | Rs.10000/- |
| I.BANK GUARANTEE COMMISSION - Our Bank's BG (Only Financial BG's) | |
| Particulars | Charges |
| 1.BG with 100% Margin | 1% p.a. + Handling Charges of Rs. 50/- |
| 2.BG with less than 100% Margin | 4% p.a. + Handling Charges of Rs. 50/- |
| To be charged annually. If period is less, same to be treated as a Quarter. (i.e : If BG is for 6 Mths, to be charged for 2 Qtrs & if BG is for 7 Mths, to be charged for 3 Qtrs) |
|
| Please refer to HO Letter Ref. No. HO\ADV\2016-17\481, dated 24.01.2016 for BG issued from BOB, Bhandup Branch. | |
| J.ASSIGNMENT OF LIC POLICY/NSC/KVP/IVP/RBI BOND | |
| Particulars | Charges |
| 1.LIC Assignment | Rs.150/- per policy + Acutal PO Charges+ Out of Pocket Charges |
| 2.LIC Reassignment | Rs.150/- per policy + Acutal PO Charges + Out of Pocket Charges |
| 3.NSC/KVP/IVP/RBI BOND | Rs.150/- per policy + Acutal PO Charges+ Out of Pocket Charges |
| K.CIBIL Charges | |
| 1.Consumer Data | Rs. 200/- |
| 2.Commercial Data | Rs.2000/- |
| L.CRESAI Charges | |
| 1.CERSAI Charges | Upto Rs.5.00 lacs limit:Rs.250/-Above Rs.5.00 lcs limit Rs. 500/- |
| M.LOCKER Charges w.e.f(01st April 2024) | |
| 1.Small Size Locker | Rs. 1500/- |
| 2.Small Medium Size Locker | Rs. 3000/- |
| 3.Medium Large Size Locker | Rs. 5000/- |
| 4.Large Size Locker | Rs. 7000/- |