Report A
(Amount Rs. in Lakhs)
| (Audited) 31/03/2020 |
(Audited) 31/03/2021 |
(Audited) 31/03/2022 |
|
|---|---|---|---|
| Paid up Capital | 904.78 | 919.21 | 889.87 |
| Reserves | 2981.09 | 3312.73 | 3674.35 |
| Deposits | 34355.49 | 37746.78 | 37668.90 |
| Advances | 18493.12 | 17144.35 | 16343.98 |
| Investment | 14238.24 | 18974.74 | 14787.17 |
| Profit | 148.68 | 63.97 | (223.03) |
| Gross NPA | 4.95% | 6.92% | 6.82% |
| Net NPA | 2.38% | 3.85% | 2.97% |
| Gross Income (Inclusive of Non Operating Income) | 3821.15 | 3462.58 | 3163.54 |
| Income Tax Paid | 187.70 | 53.27 | - |
| CRAR Ratio | 20.04% | 22.18% | 21.54% |
| Cost of Deposits | 5.77% | 5.64% | 5.20% |
| Yield on Advances | 10.73% | 10.02% | 9.92% |
| Yield on Investments | 7.43% | 6.51% | 6.16% |
| Audit Rating | "A" | "A" | "B" |
| Dividend Declared | As per RBI circular dated 04th December 2020, no Dividend payment to be made on equity shares from the profits pertaining to the financial year ended March 31, 2020. |
- | - |
| DICGC Cover : | Upto Rs.5.00 Lakhs (w.e.f. 04.02.2020) | ||
| CRR/SLR : | No Default at any time |
Fixed deposit with other banks of Rs. 4466.73 lakhs and call money of Rs. 650.00 lakhs are shown under ‘Balance with other Banks-Fixed Deposit’ and ‘Money at call & short notice’ respectively.