| Report A (Amount Rs. in Lakhs) |
|||
| (Audited)
31/03/2021 |
(Audited) 31/03/2022 |
(Audited) 31/03/2023 |
|
| Paid up Capital | 919.21 | 889.87 | 841.40 |
| Reserves | 3312.73 | 3674.35 | 3784.04 |
| Deposits | 37746.78 | 37668.90 | 37477.81 |
| Advances | 17144.35 | 16343.98 | 16659.70 |
| Investment | 18974.74 | 14787.17 | 14998.31* |
| Profit | 63.97 | (223.03) | (129.22) |
| Gross NPA | 6.92% | 6.82% | 9.00% |
| Net NPA | 3.85% | 2.97% | 5.27% |
| Gross Income (Inclusive of Non Operating Income) | 3462.58 | 3163.54 | 3066.04 |
| Income Tax Paid | 53.27 | -- | -- |
| CRAR Ratio | 22.18% | 21.54% | 21.76% |
| Cost of Deposits | 5.64% | 5.20% | 4.84% |
| Yield on Advances | 10.02% | 9.92% | 9.42% |
| Yield on Investments | 6.51% | 6.16% | 6.57% |
| Audit Rating | "A" | "B" | "B" |
| Dividend Declared | --- | --- | --- |
| DICGC Cover : | Upto Rs.5.00 Lakhs (w.e.f. 04.02.2020) | ||
| CRR / SLR : | No Default at any time | ||
| * Fixed deposit with other banks of Rs. 5221.26 lakhs and call money of Rs. 400.00 lakhs are shown under ‘Balance with other Banks-Fixed Deposit’ and ‘Money at call & short notice’ respectively in the balance sheet." | |||