| Report A (Amount Rs. in Lakhs) |
|||
| (Audited)
31/03/2022 |
(Audited) 31/03/2023 |
(Audited) 31/03/2024 |
|
| Paid up Capital | 889.87 | 841.40 | 848.87 |
| Reserves | 3674.35 | 3784.04 | 3488.46 |
| Deposits | 37668.90 | 37477.81 | 36061.48 |
| Advances | 16343.98 | 16659.70 | 20330.65 |
| Investment | 14787.17 | 14998.31 | 13904.79* |
| Profit | (223.03) | (129.22) | 252.98 |
| Gross NPA | 6.82% | 9.00% | 2.99% |
| Net NPA | 2.97% | 5.27% | 0.88% |
| Gross Income (Inclusive of Non Operating Income) | 3163.54 | 3066.04 | 3315.29 |
| Income Tax Paid | -- | -- | -- |
| CRAR Ratio | 21.54% | 21.88% | 20.85% |
| Cost of Deposits | 5.20% | 4.84% | 4.61% |
| Yield on Advances | 9.92% | 9.42% | 8.80% |
| Yield on Investments | 6.16% | 6.57% | 6.82% |
| Audit Rating | "B" | "B" | "B" |
| Dividend Declared | --- | --- | --- |
| DICGC Cover : | Upto Rs.5.00 Lakhs (w.e.f. 04.02.2020) | ||
| CRR / SLR : | No Default at any time | ||
| * Fixed deposit with other banks of Rs. 2034.22 lakhs and call money of Rs. __ lakhs are shown under ‘Balance with other Banks-Fixed Deposit’ and ‘Money at call & short notice’ respectively in the balance sheet." | |||