| Revised Rate of Interest on Deposits(w.e.f 08.04.2025) | |||
|---|---|---|---|
| Particulars | ROI for General Public Less than 60 years/HUF (Deposit upto Rs.3Cr) | ROI for Senior Citizen (60 yrs and above but less than 80 yrs) or Reg Trust or Reg Societies (Deposit upto Rs.3Cr) | ROI for Super Senior Ctizen (80 yrs and above) Or For General Public or Senior Ctizen (60 yrs and above but less than 80 yrs) or Reg Trust or Reg Societies (Single Deposit above Rs.3Cr)* |
| 15 Days to 90 Days | 4.50% | 5.00% | 5.25% |
| 91 Days to 180 Days | 5.50% | 6.00% | 6.25% |
| 181 Days to 364 Days | 7.25% | 7.75% | 8.00% |
| 12 Months to 24 Months | 7.50% | 8.00% | 8.25.% |
| Above 24 Months to 36 Months | 7.75% | 8.25% | 8.50% |
| Above 36 Months to 48 Months | 7.50% | 8.00% | 8.25% |
| Above 48 Months to less than 60 Months Only | 7.40% | 7.90% | 8.15% |
| 60 Months | 7.15% | 7.65% | 7.90% |
| New Deposit for 360 days (Non- Cumulative) - 'Arihant 360' | 7.35% | 7.85% | 8.10% |
| New Deposit for 450 days (Non- Cumulative) - 'Arihant 450' | 7.60% | 8.10% | 8.35% |
| New Deposit for 720 days (Non- Cumulative) - 'Arihant 720' | 7.85% | 8.35% | 8.60% |
| Anantnath RD 10 Years Yojna effect from 15 th August 2023 (Locking period for 3 years) | 6.75% | 6.75% | 6.75% |
| The revised rate will be applicable to new deposits/renewal of existing deposits. | |||
| Minimum amount Rs.10000.00 for short deposit up to 364 days. | |||
| On Premature withdrawal interest shall be paid at the rate applicable at the time of deposit to the amount and period for which the deposit remained with the Bank,irrespective of the contracted tenor and interest with additional penalty @0.50% upon premature closure is applicable,except. | |||
| Interest Rates for Saving Bank is 2.70%. | |||
| Note:-*Super Senior Citizen ROI will be applicable at General Public/Senior Citizen (60 years and above but less than 80 years)/Registered Trust/Registered Societies having Single Deposit above 3Crores. | |||